If you have had some traffic violations and problems while behind the wheel, and now it's getting very difficult to get the auto insurance you need, there are a few things you'll want to consider trying to get some coverage with a new insurance provider. You want to show the insurance provider that you currently use, or others that you want to use, that you are doing your best to get educated and change your driving ways. Here are a few things you'll want to consider.
Defense Driving Training
Defensive driving training is a program that drivers can usually sign up for and follow the course online. The program teaches drivers how to avoid situations that could be risky, and how to watch out for other problematic drivers on the roads. Some states have different training programs and regulations, and you'll just need to print off proof that you completed the training and send it to your insurance provider so they can use it to consider your application and to possibly get you a discount on your policy.
Traffic Violator School
There are specialized schools in person and online, and your insurance provider may require that you go to a traffic violator school before they will insure you. The school will be similar to going back to a driver's education program, and you'll be expected to pass the program just like you did when you first took your written driving test. Research schools and find something that works in your schedule.
You may even need to take this type of course by order of a judge or court to keep your license if you have too many points. If so, make sure that you find a court-approved school to do the training, and then you can get your information for the court and insurance company after completion.
Once you get your insurance policy, make sure that you do your best to avoid all types of moving and non-moving violations so you don't have to risk losing insurance for a long time. There are many ways you can try to get discounts as you show that you are a responsible driver as you build a relationship with a new auto insurance provider. These are just a few great options; the insurance company may have their own requirements or suggestions that they want you to do or try before getting approved for a policy.